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Loan Products & Rates

Declared as of November 1, 2013

Automobile:

  Type

  APR*

  Term

  Auto 2011 and Newer

  As Low As 2.99%

  Up to 84 Months

  Auto 2007 to 2010

  As Low As 3.99%

  Up to 84 Months

  Auto 2006 and Older

  As Low As 6.49%

  Up to 48 Months

 

  Loan Examples for Auto Loans

  APR*

  Monthly Payment

  Auto 2011 and Newer $30,000 for 72 months

  4.99%

  $484.00

  Auto 2007 to 2010 $20,000 for 60 months

  5.69%

  $384.00

  Auto 2006 and Older $15,000 for 48 months

  7.99%

  $367.00

Recreational Vehicles:

  Type

  APR*

  Term

  New Boats (with trailer)

  As Low As 9.75%

  Up to 60 Months

  Used Boats (with trailer)

  As Low As 11.50%

  Up to 48 Months

  New Campers, Trailers and RV’s

  As Low As 10.00%

  Up to 60 Months

  Used Campers, Trailers and RV’s

  As Low As 12.00%

  Up to 60 Months

 

  Loan Examples for Recreational Vehicles

  APR*

  Monthly Payment

  New Boats $10,000 for 60 months

  9.75%

  $212.00

  Used Boats $10,000 for 48 months

  11.50%

  $261.00

Personal:

  Type

  APR*

  Term

  Personal Loan

  As Low As 8.99%

  Up to 36 Months

  Personal Line of Credit

  As Low As 12.50%

  Up to 36 Months

  Secured Line of Credit

  As Low As 10.00%

  Up to 36 Months

 

  Loan Examples for Personal Loans

  APR*

  Monthly Payment

  Personal Loan for $10,000 for 36 months

  9.99%

  $323.00

Visa Credit Cards:

  Type

  APR*

  Term

  Platinum

  9.90% Fixed

  -

  Secured

  10.90% Fixed

  -

  Classic

  15.90% Fixed

  -

Real Estate:

  Type

  APR*

  Term

  1st Deed of Trust

  As Low As 3.50% Fixed

  Up to 240 Months

  1st Deed of Trust

  Variable

  Up to 360 Months

  Home Equity Line of Credit

  Variable

  See Loan Department

  Equity Line of Credit

  Variable

  See Loan Department

Unimproved Property:

  Type

  APR*

  Term

  New Mobile Homes (without land)

  Variable

  Up to 240 Months

  Used Mobile Homes (without land)

  Variable

  Up to 240 Months

  New Mobile Homes (with land)

  Variable

  See Real Estate Rates

Other:

  Type

  APR*

  Term

  New / Used Business Equipment

  As Low As 12.50%

  Up to 60 Months

  Green Energy Loans

  As Low AS 5.99%

  Up to 84 Months

 

  Loan Examples for Recreational Vehicles

  APR*

  Monthly Payment

  Business Equipment $15,000 for 60 months 

  12.50%

  $338.00

  Green Energy Loan $10,000 for 72 months

  7.99%

  $176.00

 

*Rates Subject to change and other conditions may apply. APR is Annual Percentage Rate.

**Rates are based on an evaluation of applicant credit.