Avoid This Common Money Mistake

Avoiding this common mistake can put more money in your pocket!

Most of us (almost 60% of Americans) don’t have enough money in our savings to cover an unexpected $1,000 expense like a sudden car repair or surprise medical bill. So many folks are getting by without a safety net, and even one accident could be devastating to their finances. The answer is to save early and save often, but this simple advice is often set aside during times of economic uncertainty.

The most common mistake people make with their money during times of economic uncertainty is to reduce their savings.

We understand that finding money to put away for a rainy day is tough when you're just making ends meet. Savings are often the first thing that is cut when budgets get tight. So what can you do now to improve future financial stability without breaking the bank?

Save what you can afford and earn as much as you can on your savings to help it grow.

Vocality is here to help you boost your savings! The financial well being of our members is our top priority. We have gone above and beyond to make it as easy as possible for you to save right now to take advantage of these sky-high rates.

High earning savings accounts are within your reach!

Earn up to 5.00% APY* with our Term Share Certificates

  • You can start building your savings with as little as $250.

  • You can add to your balance after opening, giving you the power to boost your savings when you can afford it.

  • Flexible term options to best fit your situation: from 3 months up to 60 months.

Need easier or more frequent access to your savings? Try a Money Market Account!

Earn up to 4.25% APY** with a Money Market Account

  • Open a Money Market Account with as little as $2,000.

  • Earn higher interest AND keep your funds easily accessible.

Click the button below to check out all of our rates to find the best option for your budget.

Avoid this common money mistake and boost your savings with Vocality today before these great rates are gone.

Open a Term Share Certificate or Money Market Account today!


Declared for March 15, 2023. Interest for Term Share Certificates is calculated daily and paid monthly. Upon early withdrawal, certificates will carry a penalty of forfeiture of interest as indicated. Minimum balance to earn APY* ($250 – Over). Fees may reduce earnings on the account. Penalty will never exceed the amount of interest actually earned. *APY = Annual Percentage Yield. Rate shown is for 18 month term. Rates are subject to change at any time.

**APY = Annual Percentage Yield. APY is accurate as of March 15, 2023. A $100,000.01 minimum balance must be maintained to earn 4.25% APY. A $50,000.01 to $100,000 minimum balance must be maintained to earn 3.50% APY. A $25,000.01 to $50,000 minimum balance must be maintained to earn 2.50% APY. A $10,000.01 to $25,000 minimum balance must be maintained to earn 1.00% APY. A $2,000 to $10,000 minimum balance must be maintained to earn 1.00% APY. Fees may reduce earnings on the account. Rates are subject to change at any time.

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